Luma makes it easy for you to access the credit you need, when you need it. Their mobile online management account takes the hassle out of managing your credit card, keeping you in control. Luma consider a whole range of credit profiles, making it the perfect card to build or even rebuild your credit score over time.

Luma Purchase Card

  • 0% on purchases for the first three months
  • Maximum credit limit: £1,500
  • 35.9% APR Representative (variable)

Check eligibility

Representative example: If you spend £1,200 at a purchase interest rate of 35.94% p.a. (variable) your representative APR will be 35.9% APR (variable).


Our lenders and partners

You know, we don’t work with just anyone. We only work with trusted UK lenders and credit card providers that will help you find your best borrowing option.

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