Guides to Borrowing

Sadly, scams and fraud do happen. And fraudsters often prey on people in search of a loan with the lure of unbelievable deals. Here are a few things you can do to help protect yourself from getting caught out.

Sometimes, we can get into trouble with money. We miss a payment or we struggle to make repayments. It can get even harder when this leads into even more trouble. Before long your heads in a spin and you don’t know which way is up. We are here to help navigate you through your finances … Continue reading “If you can’t repay a loan”

Nothing brings a headache like financial worry. And if you do get into difficulties with your finances, the situation can become incredibly stressful. However, there are steps you can take to start improving your financial health – and your peace of mind.

In a nutshell: a balance transfer is where all (or some) of your credit card debt is moved across to a card with a better (lower) interest rate.

So, what’s the cheapest way to borrow money? Well, it’s all down to how much money you need, and what type of borrowing is right for you. Let’s take a look at different ways of lending to help you make the right choice.

Deciding which kind of loan, credit or other sort of finance you need can be tricky. Here we’re looking at the different types of borrowing, what they’re used for, and the upsides and downsides of each one.

Small loans are perfect if you just want to borrow a small amount. (Hence the name). Usually with a small loan, you borrow a fixed amount over a fixed term and often pay a fixed amount of interest. This allows you to know exactly what you’re paying each month, which is great if you want … Continue reading “Why choose a small loan?”