Guides to Borrowing

When you check your eligibility for a loan, you might find it full of Baffles. Lots of jargon, acronyms and loads of detailed questions about your money (or your ‘financial position’). So enough of that. It’s time we rolled up our sleeves and did some loan de-Baffling. Read these points carefully to give yourself the … Continue reading “Loan Search Checklist”

In short, a soft search is a kind of credit check that isn’t recorded on your credit file. Using a soft search allows you to search for loans without it affecting your credit score.

Let’s face it, the world of finance has a bad case of the Baffles*. It’s riddled with clunky jargon and acronyms that could be made loads simpler. To clear up the confusion, we’ve de-Baffled some the financial words that leave our heads in a spin.

Loans. They can be confusing, can’t they? And when you have multiple loans to compare, things can get even trickier. So, to help you out, we’re going to run through the ins and outs picking the right finance option for you. From the key things to look out for to checking the small print, here’s … Continue reading “How to compare loans (Baffle-free)”

Searching for a loan online is getting more and more popular. It makes checking your eligibility for a loan quick and easy, but there are a few things to keep an eye out for.

A secured loan is money you borrow that’s secured against an asset you own, usually your home. To help you decide whether it’s the right lending option for you, we’re unpicking the pros and cons of taking out this type of loan. Second charge mortgages from 5.1% APRC. Second charge mortgage representative example (if you choose … Continue reading “Secured Loans Guide”