Guides to Borrowing

Sadly, scams and fraud do happen. And fraudsters often prey on people in search of a loan with the lure of unbelievable deals. Here are a few things you can do to help protect yourself from getting caught out.

If you’ve been rejected (don’t you hate that word?) for a loan, don’t worry. It happens to people all the time and it could be for a number of reasons. To help you figure out why, we’ve put together a quick guide on what to do next.

Credit scores. They’re not the easiest thing to get your head around, are they? And if yours is a little on the low side, understanding how it can affect your chances of receiving credit is essential. To help get you up to speed, we’ve outlined the potential costs of having a low credit score.

Need to improve your credit score? Well, you’ve come to the right place. No matter if you’re trying to recover from past financial difficulties, or you need to build it from scratch, there are plenty of things you can do to boost your score. Here, we run through five of them. All Baffle free, of … Continue reading “Improve Your Credit Score”

Checking your eligibility for credit and understanding your credit score can be full of Baffles. This guide can help you understand how your credit score works, and how to boost it.

Sometimes, we can get into trouble with money. We miss a payment or we struggle to make repayments. It can get even harder when this leads into even more trouble. Before long your heads in a spin and you don’t know which way is up. We are here to help navigate you through your finances … Continue reading “If you can’t repay a loan”

Nothing brings a headache like financial worry. And if you do get into difficulties with your finances, the situation can become incredibly stressful. However, there are steps you can take to start improving your financial health – and your peace of mind.

In a nutshell: a balance transfer is where all (or some) of your credit card debt is moved across to a card with a better (lower) interest rate.

So, what’s the cheapest way to borrow money? Well, it’s all down to how much money you need, and what type of borrowing is right for you. Let’s take a look at different ways of lending to help you make the right choice.

Deciding which kind of loan, credit or other sort of finance you need can be tricky. Here we’re looking at the different types of borrowing, what they’re used for, and the upsides and downsides of each one.